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Home > Articles > Alcohol, Insurance, and Claims Denial

Alcohol, Insurance, and Claims Denial

Over the years, lawmakers have taken many steps to address the problem of drunk driving. For example, in the 1940s, alcohol exclusion laws were pressed by the National Association of Insurance Commissioners. These laws prevent people injured in accidents related to alcohol abuse from successfully filing insurance claims.

Contact the Sheboygan insurance claim attorneys of Habush Habush & Rottier S.C. ® at 800-242-2874 if you have had a claim unfairly denied by your insurance company.

Exclusion Laws in the US

In states that have alcohol exclusion laws, any car accident claims may be immediately refused on the basis of alcohol being involved in the crash. However, there are loopholes that have appeared that may protect drunk drivers. Due to shortcomings with the law, medical professions may refuse to screen for alcohol altogether.

The current state of these laws in the US is as follows:

  • A minority of states have recently begun to repeal their existing exclusion laws.
  • An even smaller minority never passed regulations concerning these laws.
  • The majority of states continue to support these laws.

Wisconsin falls under the jurisdiction of court precedents, which support alcohol exclusion in insurance, as the state never directly addressed the law.

Contact Us

The price of fixing damages or treating an injury from an accident without insurance can easily cost a family its financial stability. If you or someone you know has faced a rejected claim from an insurance provider, contact the Sheboygan insurance claim lawyers of Habush Habush & Rottier S.C. ® at 800-242-2874.

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